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A Payoff Personal Loan is a loan to consolidate credit card debt with a fixed interest rate and no fees. It can also be used for other purposes like home improvement or major purchases.

A Payoff Credit Card is a credit card designed to help people pay off their credit card debt faster with lower interest rates and rewards for making on-time payments. It also offers cash back rewards on other purchases.

Payoff Coaching is a personalized financial coaching program to help people achieve their financial goals. It includes access to financial experts and resources, as well as a customized plan for improving financial health.

Payoff focuses on helping people achieve financial wellness through personalized products and services, while traditional banks often prioritize profits over customer needs. Payoff also offers resources and coaching to help people improve their financial health.

Yes, Payoff is a legitimate financial technology company that is accredited by the Better Business Bureau and has received positive reviews from customers. However, like any financial product or service, it's important to read the terms and conditions and make sure it's the right fit for your needs.